Citi AAdvantage Platinum Select Card: A Smart Choice for Travelers
The Citi AAdvantage Platinum Select World Elite Mastercard is a co-branded travel rewards credit card designed for frequent flyers who are loyal to American Airlines. Packed with valuable perks, mileage-earning opportunities, and cost-saving features, this card offers significant benefits for travelers looking to enhance their experience with American Airlines and beyond. Here’s an in-depth look at what makes this card stand out.
Key Features of the Citi AAdvantage Platinum Select Card
Generous Welcome Bonus
The Citi AAdvantage Platinum Select card typically offers a robust welcome bonus. For example, new cardholders can earn a significant number of AAdvantage miles (e.g., 50,000 miles) after spending a certain amount (commonly $2,500) within the first three months of account opening. This bonus alone can cover the cost of a domestic round-trip flight or even a trip to select international destinations, depending on availability.
Mileage Earning Opportunities
With the card, you earn:
- 2 miles per $1 spent on eligible American Airlines purchases.
- 2 miles per $1 on restaurants and gas stations.
- 1 mile per $1 on all other purchases.
These categories make the card versatile for earning miles, particularly for those who dine out or drive frequently.
Annual Fee Waived for the First Year
The card’s annual fee of $99 is waived for the first 12 months. This gives new cardholders time to explore its benefits without an upfront cost.
Travel Perks That Elevate Your Journey
Preferred Boarding
Cardholders enjoy Group 5 boarding on American Airlines flights, allowing them to settle in before general boarding. This is particularly useful for securing overhead bin space for carry-on luggage.
Free Checked Bag
The first checked bag is free for the cardholder and up to four companions on domestic American Airlines itineraries. This can save you up to $300 on a round trip for a family of five.
Discounted In-Flight Purchases
The card offers a 25% savings on in-flight food and beverage purchases, providing extra value during your travels.
No Foreign Transaction Fees
International travelers will appreciate that the card does not charge foreign transaction fees, making it ideal for use abroad.
Advantages Beyond Travel
The Citi AAdvantage Platinum Select Card isn’t just for frequent flyers. Its benefits extend into everyday spending:
2x miles on gas and dining make it appealing for road trippers and foodies.
Access to Citi’s flexible payment options and security features provides financial peace of mind.
Who Should Consider This Card?
The Citi AAdvantage Platinum Select Card is best suited for:
Frequent American Airlines Flyers: If you often fly with American Airlines, the free checked bags, preferred boarding, and mileage rewards will significantly enhance your travel experience.
Moderate Travelers: Even if you only travel a few times a year, the perks can easily offset the annual fee after the first year.
Everyday Spenders: With its 2x bonus categories, the card offers a reasonable return on non-travel expenses like dining and gas.
Potential Drawbacks
While the card has many advantages, there are a few considerations:
- Limited Airline Loyalty: If you don’t frequently fly with American Airlines, the card’s travel perks may not be fully utilized.
- Annual Fee After the First Year: The $99 annual fee, though reasonable for the benefits offered, may not appeal to those who prefer no-fee credit cards.
Final Verdict: Is the Citi AAdvantage Platinum Select Card Worth It?
For those loyal to American Airlines or those seeking a versatile travel rewards card, the Citi AAdvantage Platinum Select Card is a strong contender. Its ability to earn miles on travel and everyday purchases, combined with valuable perks like free checked bags and preferred boarding, makes it an excellent choice for frequent and casual travelers alike.
However, if you prefer flying with other airlines or don’t travel often, a more general travel rewards card might better suit your needs. Ultimately, shines brightest when used strategically to maximize its airline-specific perks and rewards potential.
