American Airlines and Citi have taken their long-standing collaboration to new heights with a renewed partnership, promising exciting rewards and benefits for AAdvantage® and Citi cardmembers. Starting in 2026, Citi will exclusively issue the AAdvantage® co-branded card portfolio in the United States under a new 10-year agreement.
This groundbreaking move aims to enhance customer loyalty, deliver innovative rewards, and create additional value for both companies. Here’s an in-depth look at this partnership and what it means for customers and the industry.
A Decade of Exclusive Collaboration
Citi and American Airlines have built a relationship spanning over 37 years, and this new agreement strengthens that bond further.
- Citi’s Exclusive Role
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- Citi will become the sole issuer of the AAdvantage® co-branded card portfolio in the U.S.
- Starting in 2026, Citi will acquire the Barclays American Airlines co-branded card portfolio.
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- Enhanced Value for Customers
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- AAdvantage® members and Citi cardholders can expect expanded loyalty rewards.
- The combined portfolio will deliver a seamless and rewarding experience for travelers and cardholders alike.
Expanding the Loyalty Program
The partnership is set to significantly enhance the AAdvantage® and Citi card loyalty programs by introducing innovative features and rewards.
- Integration with Citi Thank You Program Citi and American Airlines plan to align their loyalty programs, allowing customers to enjoy more flexibility and value.
- Diverse Card Options The Citi®/AAdvantage® card portfolio will continue offering products across various tiers, including:
- No-annual-fee cards like the AAdvantage® Mile Up® Card.
- High-tier choices such as the Citi®/AAdvantage® Executive World Elite Mastercard®, cater to premium cardmembers.
- Business-oriented options such as the Citi®/AAdvantage Business™ World Elite Mastercard®.
How the Transition Will Work
The transition from Barclays to Citi as the exclusive issuer of the AAdvantage® portfolio will be smooth and beneficial for customers.
- Barclays Customers
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- Barclays cardholders will continue to enjoy their current benefits throughout the transition period.
- More details about the transfer will be announced closer to 2026.
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- New Opportunities
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- Citi will handle all acquisition channels, including in-flight and airport applications, ensuring ease for prospective cardmembers.
Benefits for Travelers
This expanded partnership aims to provide unmatched benefits to AAdvantage® members and Citi cardholders.
- Increased Rewards
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- Customers can look forward to earning more miles for every dollar spent.
- Use miles to book flights, enjoy upgrades, or access unique experiences.
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- Seamless Travel Experiences
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- Access to priority boarding, lounge access, and other premium perks.
- Exclusive deals on flights and vacation packages.
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- Broader Reach
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- AAdvantage® loyalty members can enjoy global connectivity through American Airlines’ extensive network.
- Citi cardmembers gain additional benefits tied to travel and spending.
Impact on the Industry
The partnership showcases the growing importance of co-branded credit cards in fostering customer loyalty and driving revenue.
- Revenue Growth
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- The collaboration between Citi® and AAdvantage® is anticipated to drive revenue growth for both companies.
- Citi’s Branded Cards business will experience accelerated growth.
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- Setting Industry Standards
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- This agreement sets a precedent for airline and banking collaborations, raising the bar for customer rewards.
American Airlines A Legacy of Excellence
American Airlines continues to lead the aviation industry with a commitment to innovation and customer care.
- Global Connectivity
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- Connecting travelers to over 350 destinations in more than 60 countries around the globe.
- Founding member of the one world® alliance.
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- Customer-Centric Approach
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- Initiatives like the AAdvantage® program and co-branded cards reflect the airline’s focus on customer satisfaction.
Citi A Global Leader in Banking
Citi is renowned for its comprehensive financial solutions and dedication to delivering value to customers worldwide.
- Innovative Products
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- Citi is a leader in offering tailored financial solutions, including credit cards, personal banking, and wealth management.
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- Commitment to Growth
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- The partnership with American Airlines reinforces Citi’s position as a top player in the U.S. personal banking market
Looking Ahead What Customers Can Expect
The next decade promises exciting developments for AAdvantage® members and Citi cardholders.
- New Benefits
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- Expect enhanced rewards, exclusive travel perks, and more earning opportunities.
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- Seamless Integration
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- The alignment of the AAdvantage® and Citi Thank You programs will provide a unified rewards experience.
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- More Card Options
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- Citi will expand its offerings to cater to diverse customer needs, from budget-friendly cards to premium options.
Conclusion A Partnership That Benefits Everyone
The renewed collaboration between American Airlines and Citi marks a significant milestone in the world of co-branded credit cards.
By becoming the exclusive issuer of the AAdvantage® portfolio, Citi is set to redefine the travel rewards landscape. For AAdvantage® members, this means unparalleled benefits, enhanced loyalty rewards, and a seamless travel experience.
As the partnership takes off, both companies are poised for growth, creating value for customers and setting new industry standards. This exciting journey reflects the shared vision of American Airlines and Citi: to deliver exceptional experiences for travelers and cardholders alike.
