The AAdvantage® CitiBusiness® Platinum Select® Mastercard® is a top-tier business credit card offering for small business owners who are loyal to American Airlines. This card provides a suite of travel rewards, valuable business features, and premium perks that can help enhance a company’s travel experience, reduce business expenses, and maximize potential rewards. Here’s a deep dive into what makes this card stand out.
Key Features of the AAdvantage CitiBusiness Platinum Select Card
- Generous Sign-Up Bonus
The AAdvantage CitiBusiness Platinum Select card often offers a substantial sign-up bonus for new cardholders. For instance, you may earn 70,000 AAdvantage miles after spending a certain amount (e.g., $4,000) within the first 4 months of account opening. These miles can be redeemed for flights, upgrades, car rentals, hotel stays, and more.
- Earn AAdvantage Miles
This card allows business owners to earn 2 AAdvantage miles per dollar spent on eligible purchases in select categories:
American Airlines purchases: Whether it’s booking flights, paying for baggage, or booking hotel stays through AA’s partner network, you’ll earn 2 miles per dollar spent.
Cable, satellite, internet, and phone services: Business owners can also rack up miles on essential communication services.
Other purchases: For all other purchases, the card earns 1 mile per dollar spent.
This tiered rewards structure is designed to help small businesses earn miles quickly, especially on essential travel and communication expenses.
- Annual Fee
The AAdvantage CitiBusiness Platinum Select card comes with a $99 annual fee, which is waived for the first 12 months. This is typical for business credit cards offering travel perks, especially those with high earning potential on American Airlines purchases.
- Travel Perks and Benefits
This card goes beyond just miles, offering a variety of travel benefits, such as:
Free first checked bag: Cardholders and up to 4 companions on the same reservation can check their first bag free on American Airlines flights. This can save businesses and their employees money on frequent travel.
Priority boarding: Enjoy the convenience of boarding early on American Airlines flights, which can be a significant advantage, especially on busy flights.
Travel protections: The card includes trip cancellation and interruption protection, baggage delay insurance, and travel accident insurance, which are crucial for any business that requires frequent travel.
- No Foreign Transaction Fees
This is a particularly attractive feature for small business owners who travel internationally. With no foreign transaction fees, you can use your card abroad without incurring extra costs for purchases made in foreign currencies. This can be a major savings for businesses conducting international business.
- Employee Cards at No Additional Cost
A major benefit for business owners is the ability to add employee cards at no additional annual fee. This allows employees to make business-related purchases using the AAdvantage Citi Business Platinum Select card while helping the business accumulate miles faster. Plus, you can easily track business expenses and manage spending.
- Purchase Protection
The AAdvantage Citi Business Platinum Select card offers various protections on purchases made with the card:
Extended warranty: For eligible purchases, the card extends the manufacturer’s warranty, which can be invaluable for businesses that frequently buy equipment or tools.
Purchase protection: If an item is damaged or stolen within 120 days of purchase, you can be reimbursed up to a certain limit.
How to Maximize AAdvantage Miles
The AAdvantage miles earned through this card can be redeemed for a wide range of rewards, including:
Flights on American Airlines and partner airlines: You can redeem miles for award flights, which can be an excellent way to save on travel expenses.
Upgrades: Use miles to upgrade your seat on American Airlines flights, including from economy to business or first class.
Car rentals and hotels: Through the AAdvantage program, you can use miles for rental cars and hotel stays, making it easier to cover travel costs for employees.
To maximize your miles, be sure to:
Use the card for all eligible purchases, especially American Airlines-related charges and business expenses like phone and internet services.
Take advantage of special offers and promotions from American Airlines and its partners, which may provide bonus miles.
Why Choose the AAdvantage CitiBusiness Platinum Select Card?
For small business owners who prioritize travel, especially with American Airlines, the AAdvantage CitiBusiness Platinum Select card provides a range of rewards, perks, and protections that can make a significant impact on both business travel and overall expenses.
The combination of earning valuable AAdvantage miles on purchases, premium travel benefits, and added security features makes this card a strong option for businesses looking to streamline their travel and expense management while enjoying top-tier perks. Additionally, the ability to add employee cards at no extra cost makes this a flexible and cost-effective choice for businesses with multiple employees traveling.
Conclusion
The AAdvantage CitiBusiness Platinum Select Mastercard offers an array of business-friendly features for companies with a strong focus on travel. Whether you’re booking flights, covering business expenses, or looking for added travel conveniences, this card delivers both value and versatility. If American Airlines is your preferred airline, this card’s rewards structure and benefits can help your business earn miles quickly and efficiently, all while enhancing the travel experience.
